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Oak View National Bank

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Description

Offering comprehensive SBA lending services, this financial institution specializes in providing small business loans, including SBA 7(a) and 504 programs, to support local entrepreneurs and established businesses. With a focus on personalized service, the bank helps clients secure funding for various needs such as working capital, equipment purchase, or real estate acquisition. Their experienced team guides borrowers through the application process, ensuring clarity and efficiency. The bank’s primary NAICS code, 811111, indicates a strong emphasis on repair and maintenance services, aligning their lending expertise with this sector. They are committed to fostering business growth within their community and beyond, leveraging their extensive knowledge of SBA programs to maximize funding opportunities. Whether you’re a startup or an established enterprise, this bank offers tailored solutions to meet your unique financial needs, backed by a reputation for reliability and customer-centric service.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.5
Google Review Count
15
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs to help small businesses grow. You can find personalized financial solutions, expert guidance, and support for various business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with special hours by appointment on weekends.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only to specific loan services and processing charges.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the Warrenton area and surrounding regions, but offers services to qualified applicants nationwide.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is required for guarantors seeking SBA-backed loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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