Go Back
Report Abuse

Ohnward Bank & Trust

photo-972.jpg
photo-972.jpg

Description

Ohnward Bank & Trust offers comprehensive SBA lending services tailored to meet the needs of small businesses seeking financial support for growth and development. With a focus on small to medium-sized enterprises, this bank provides various loan options including SBA 7(a) loans, which are ideal for business expansion, working capital, and acquisition financing. The bank’s experienced lending team guides clients through the application process, ensuring a smooth experience from start to finish. Their SBA programs support a wide range of industries, emphasizing personalized service and flexible financing solutions. Located in Cascade, Iowa, they serve local businesses with a commitment to community development and economic growth. Whether you are a startup or an established business, Ohnward Bank & Trust is dedicated to helping you achieve your financial goals with tailored lending options and expert advice.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
5
Google Review Count
1
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that provides SBA loan options and financial services to small businesses in the community, helping them grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 8:30 AM to 4:30 PM, Monday through Friday, but hours may vary so it’s best to call ahead.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan application and processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the community and surrounding regions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though the final decision depends on the overall financial profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
Scroll to Top