Go Back

One Community Bank

Offering comprehensive SBA loan services, this financial institution specializes in supporting small businesses with a variety of funding options. Whether you’re seeking working capital, equipment financing, or real estate loans, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. With a focus on community development, they prioritize local businesses and entrepreneurs, helping them grow and succeed. The bank’s SBA program history includes a strong track record with the 7A loan program, facilitating loans up to $50,000 for qualifying borrowers. They are committed to fostering economic growth in Oregon, WI, and beyond, making them a reliable partner for small business financing needs.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

2.7

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a community-focused bank offering SBA loan programs and financial services tailored for small businesses. You can find assistance with funding options, application guidance, and personalized support to help your business grow.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours.

Question 3

What are the hours of operation?

Answer 3

The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for initial consultations; however, application and processing fees may apply depending on the loan type.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves local residents and small business owners in the Oregon, WI area, but they may consider out-of-area applicants on a case-by-case basis.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 640 is generally preferred, though stronger credit profiles improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.

One Community Bank

Description

Location

Review

Q&A