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Orrstown Bank

Orrstown Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on small and medium-sized enterprises, the bank provides various SBA loan programs including the popular 7(a) program, which is ideal for a wide range of business purposes such as working capital, equipment, and real estate purchases. The bank’s experienced lending team works closely with clients to structure loans that meet their specific needs, ensuring a smooth application process and competitive terms. Located in Harrisburg, Pennsylvania, Orrstown Bank has a strong local presence and a commitment to supporting regional economic development. Their SBA program support includes flexible financing options, quick turnaround times, and personalized service, making them a reliable partner for small business owners looking to access government-backed funding. The bank also emphasizes building long-term relationships with clients, providing ongoing support beyond the initial loan approval. Whether you’re a startup or an established business, Orrstown Bank is equipped to help you navigate the complexities of SBA lending and achieve your business goals.

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Lender Type

Commercial Bank

Google Rating

3.5

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is Orrstown Bank, a regional commercial bank offering SBA loan programs, including the 7(a) loan, to support small businesses in Harrisburg, Pennsylvania. You can find personalized lending solutions, expert guidance, and a commitment to regional economic growth. The bank specializes in helping small and medium-sized enterprises access government-backed financing to achieve their business goals.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours. Contact the bank in advance to discuss your needs and set up a convenient meeting time.

Question 3

What are the hours of operation?

Answer 3

The bank"s typical hours are Monday through Friday, 9:00 AM to 5:00 PM. It"s advisable to call ahead to confirm hours or schedule an appointment outside regular hours if needed.

Question 4

Is there a fee to use this?

Answer 4

There may be fees associated with loan processing and closing, which vary depending on the loan size and terms. Consult with the bank"s loan officers for detailed fee information.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves small business owners in the Harrisburg region, but SBA loan programs are available to qualified businesses nationwide. Local eligibility and regional focus are emphasized for SBA lending.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally required, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 30 to 45 days, depending on the complexity of the loan and completeness of application materials.

Orrstown Bank

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