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Pacific Alliance Bank

Pacific Alliance Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth and development. With a focus on small business financing, the bank provides various loan options including SBA 7(a) loans, which are ideal for working capital, equipment purchase, and expansion projects. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. The bank specializes in serving diverse industries and understands the unique needs of each sector, offering flexible terms and competitive rates. Whether you’re a startup or an established business, Pacific Alliance Bank is committed to helping you achieve your financial goals with personalized service and expert advice. Located in San Gabriel, CA, the bank also supports small business growth through strategic partnerships and community involvement, making it a trusted partner for local entrepreneurs and business owners.

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Lender Type

Commercial Bank

Google Rating

3.8

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank that provides SBA loan programs to small and medium-sized businesses, helping them access funding for growth, equipment, and working capital needs. You can find personalized financial solutions and expert guidance tailored to your business goals.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may also be available during business hours.

Question 3

What are the hours of operation?

Answer 3

The bank"s typical hours are Monday through Friday, 9:00 AM to 5:00 PM, but it is best to contact them directly for specific branch hours.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for accessing basic consultation services, but loan applications and processing may involve standard SBA fees and closing costs.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves local small businesses and residents in the San Gabriel area, but small business owners from broader regions can also apply.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 640 is generally preferred, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 2 to 4 weeks, depending on the complexity of the loan and completeness of the application.

Pacific Alliance Bank

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