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Pathways Financial Credit Union

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Description

Pathways Financial Credit Union offers comprehensive SBA lending services tailored to meet the needs of small businesses seeking financial support. With a focus on supporting local entrepreneurs, this institution provides various loan programs including the SBA 7(a) and 504 options, helping businesses secure funding for growth, equipment, or working capital. Their team is dedicated to guiding members through the application process, ensuring clarity and support at every step. Located in Columbus, Ohio, they serve the local community with personalized service and industry expertise. Whether you’re a startup or an established business, Pathways Financial Credit Union strives to facilitate your success through competitive loan offerings and flexible terms. They also provide microloans and express loan options for quicker access to capital, making them a versatile choice for diverse business needs. Their commitment to community development and small business growth makes them a trusted partner for entrepreneurs in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
701
Question 1
What is this place and what can I find here?
Answer 1
This is a credit union offering SBA loan programs, microloans, and financial services designed to support small businesses in the Columbus area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated service, but walk-ins are welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The credit union operates Monday through Friday from 9:00 AM to 5:00 PM.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with certain loan products, but initial consultations are free of charge.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
Membership is open to small business owners and community members within the region who meet eligibility requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally recommended for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the loan complexity and completeness of documentation.
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