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Pendleton Community Bank Inc

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Description

Providing comprehensive banking solutions tailored for small businesses, this financial institution offers a range of SBA loan programs to support growth and expansion. With a focus on serving the Franklin community, it specializes in small business financing, including SBA 7(a) loans, to help entrepreneurs access capital for various needs such as working capital, equipment, and real estate purchases. The bank’s experienced team assists clients through the application process, ensuring clarity and support at every step. Its commitment to local economic development is reflected in its personalized service and flexible lending options. Whether you’re a startup or an established business, this lender provides the financial tools necessary to achieve your goals. The bank also offers guidance on credit requirements, documentation, and loan terms, making the process straightforward for borrowers. With a history of approving loans up to $98,000, it remains dedicated to fostering small business success in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.7
Google Review Count
49
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that offers SBA loans and small business financing options designed to support your business growth in Franklin, West Virginia.
Question 2
Do I need an appointment or can I walk in?
Answer 2
You can walk in during business hours or schedule an appointment with a loan officer to discuss your financing needs.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There may be fees associated with loan processing and closing, but there is no fee to simply visit or inquire about services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and residents of the Franklin area, but eligibility depends on meeting loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of your application and documentation.
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