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Peoples Security Bank and Trust Company

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Description

Peoples Security Bank and Trust Company offers comprehensive SBA lending solutions tailored to small and medium-sized businesses. With a focus on supporting growth and expansion, this bank provides various loan programs including SBA 7(a), 504, and Express loans, helping entrepreneurs access the capital they need. Located in Scranton, Pennsylvania, the bank has a strong history of facilitating business financing, with approval amounts reaching up to $4,800,000 for qualifying borrowers. Their experienced team assists clients through every step of the loan process, ensuring a smooth experience from application to funding. Whether you’re seeking working capital, real estate financing, or equipment loans, this bank is equipped to meet diverse business needs. Their commitment to personalized service makes them a trusted partner for local businesses aiming to thrive in competitive markets. The bank’s strategic support for small business development underscores its dedication to fostering economic growth within the community.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
22
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and business financing solutions to support local entrepreneurs and small businesses in the Scranton area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to discuss your financing needs, but walk-in consultations may also be accommodated during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; applicable loan fees are disclosed during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the community, with eligibility based on creditworthiness and business criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 or higher is generally preferred for loan qualification.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.
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