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Pike National Bank

Pike National Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, working capital, or acquisitions. With a focus on personalized service, the bank provides SBA 7(a) loans that can help entrepreneurs access funds up to $25,000 and beyond, depending on the project scope. Their team specializes in guiding clients through the application process, ensuring clarity and efficiency from start to finish. Located in McComb, Mississippi, the bank is committed to serving local businesses while also supporting regional economic development. Whether you’re a startup or an established enterprise, Pike National Bank aims to facilitate your financial needs with flexible terms and competitive rates. They understand the importance of building strong relationships with small business owners and offer tailored solutions to meet diverse industry requirements. The bank’s experienced staff can assist with loan structuring, application submission, and post-funding support, making them a reliable partner for your business journey.

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Lender Type

Commercial Bank

Google Rating

4.6

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a bank that offers SBA loan programs designed to support small businesses with funding options tailored to their needs. You can find assistance with loan applications, guidance on eligibility, and personalized financial solutions to help your business grow.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help streamline your visit and prepare necessary documentation.

Question 3

What are the hours of operation?

Answer 3

The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to contact the branch directly for specific hours or to schedule an appointment outside regular hours if needed.

Question 4

Is there a fee to use this?

Answer 4

There are standard SBA fees associated with loan processing and approval, which vary depending on the loan amount and terms. Details are provided during the application process and are designed to be transparent and competitive.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves residents and small business owners within Mississippi and the surrounding regions. Eligibility for SBA loans depends on meeting specific criteria related to business type and location.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally preferred, though higher scores can improve loan terms and approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the completeness of the application and the complexity of the loan request.

Pike National Bank

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