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Profinium, Inc.

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Description

Profinium, Inc. offers comprehensive SBA lending services tailored to meet the needs of small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the SBA 7(a) loan program, they provide flexible funding options with competitive terms and personalized service. Their team is dedicated to helping entrepreneurs navigate the lending process, ensuring clarity and efficiency from application to approval. Located in Truman, Minnesota, they serve local businesses with a commitment to community development and economic growth. Whether you’re looking for working capital, equipment financing, or real estate loans, Profinium, Inc. can assist in structuring solutions that align with your business goals. Their expertise extends to supporting startups as well as established companies, making them a versatile partner for various stages of business development. The bank prides itself on building strong relationships with clients, offering guidance throughout the loan lifecycle, and ensuring timely access to funds to support your business ambitions.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA lending services, including 7(a) loans, to support small business growth and development in the Truman area. You can find personalized financial solutions tailored to your business needs and guidance throughout the loan process.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment with a loan officer to ensure dedicated time for your application, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 am to 4:30 pm, with extended hours by appointment upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank, but loan application and processing fees may apply depending on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small businesses within the Truman region, but eligibility for loans depends on meeting specific credit and business criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though stronger scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of required documentation.
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