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Queensborough National Bank and Trust Company

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Description

Queensborough National Bank and Trust Company offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides various SBA loan programs including the popular 7(a) loan program, which helps businesses access capital for a wide range of purposes such as working capital, equipment purchase, or real estate acquisition. The bank’s experienced team guides clients through the application process, ensuring clarity and support at every step. Their lending solutions are designed to meet the unique needs of businesses in their primary service areas, emphasizing quick approval times and competitive terms. Whether you’re a startup or an established enterprise, Queensborough National Bank and Trust Company is committed to helping your business succeed with flexible financing options and dedicated customer service.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
3
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and business financing solutions designed to support small and medium-sized enterprises in the region. You can find assistance with loans for growth, real estate, equipment, and working capital, along with personalized guidance from experienced loan officers.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours. Calling ahead can help streamline your visit and prepare necessary documentation.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM. It is advisable to contact the branch directly for specific appointment times or after-hours services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations, but standard loan application and processing fees may apply depending on the loan type and amount. Details are provided during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and business owners in the region, but eligibility for SBA loans extends to qualified small businesses nationwide that meet the program criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though final decisions depend on overall creditworthiness and business financials.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of application documentation.
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