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RCB Bank

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Description

RCB Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on the 7(a) loan program, they provide flexible financing options up to $317,000, helping entrepreneurs access the capital necessary to succeed. Their experienced team assists clients through every step of the loan process, ensuring clarity and support from application to funding. Located in Claremore, Oklahoma, RCB Bank is committed to serving local businesses while also supporting a broader regional economy. The bank specializes in serving various industries, with particular strength in the hospitality and service sectors, making them a reliable partner for business owners looking to leverage SBA programs for their financial goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.6
Google Review Count
36
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs and financial services tailored to small businesses, helping them secure funding for growth and operations.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, but hours may vary for specific departments or services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees may apply for certain banking services or loan processing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but services are available to qualified applicants nationwide for SBA loans.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, but other factors are also considered during underwriting.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 45 days, depending on the complexity of the loan and completeness of the application.
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