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Rolling Hills Bank & Trust

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Description

Rolling Hills Bank & Trust offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides access to SBA 7(a) loans, which are ideal for a variety of business purposes including working capital, equipment purchase, and real estate acquisition. Their experienced team guides clients through the application process, ensuring understanding of eligibility requirements and loan options. The bank’s commitment to community banking means they prioritize local businesses and understand regional market dynamics, making them a reliable partner for entrepreneurs in the Atlantic, IA area. They support loan amounts up to $1,500,000, helping small businesses access the capital they need to thrive. Whether you’re a startup or an established business, Rolling Hills Bank & Trust aims to facilitate your growth with flexible terms and dedicated support.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.1
Google Review Count
7
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and personalized banking services to support small business growth in the Atlantic, IA area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are standard fees associated with SBA loans, including application and closing costs, but no fees for basic banking services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small businesses within the Atlantic, IA region.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally preferred for loan qualification.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 45 days, depending on the completeness of application materials.
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