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Security Bank of Pulaski County

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Description

Offering comprehensive SBA lending services, this financial institution specializes in providing small business loans to support growth and development. Whether you’re seeking funding for equipment, working capital, or expansion, they offer tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. With a focus on small businesses, they understand the unique challenges faced by entrepreneurs and are committed to helping them succeed. The bank’s SBA programs include the 7(a) loan, which is ideal for a variety of business purposes, and they have a history of supporting local businesses with approval amounts up to $255,500. Located in St. Robert, Missouri, they serve the regional community with personalized service and expert advice, making them a trusted partner for small business financing needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
11
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that offers SBA loan programs to help small businesses grow and succeed. You can find personalized financing solutions, expert guidance, and support for various business needs, including equipment purchases and expansion projects.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, loan processing fees may apply depending on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the regional area, but eligibility requirements apply based on creditworthiness and business location.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and supporting documentation.
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