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Security Bank

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Description

Security Bank offers comprehensive SBA lending solutions tailored to meet the needs of small businesses seeking financing options. With a focus on supporting local entrepreneurs, the bank provides various loan programs including SBA 7(a) loans, which are ideal for working capital, equipment purchases, and business expansion. Their experienced team works closely with clients to understand their unique financial situations and craft suitable loan packages. The bank’s expertise in SBA lending ensures competitive terms and flexible repayment options, making it easier for small businesses to access the capital they need to grow and succeed. Located in Tulsa, Oklahoma, Security Bank is committed to fostering economic development within the community by providing accessible financing options for local businesses. Whether you’re starting a new venture or expanding an existing one, their dedicated staff is ready to assist you through every step of the loan process, ensuring a smooth and efficient experience.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
43
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs to small businesses, helping them secure funding for growth, equipment, and operational needs with personalized support.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank"s typical hours are Monday through Friday, 9 am to 5 pm, but it"s best to contact them directly for specific scheduling or after-hours appointments.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access the bank"s basic services, but loan processing and application fees may apply depending on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is primarily available to small business owners in the Tulsa area and surrounding regions, with certain eligibility requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though stronger credit profiles improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
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