Security CU
Description
Security CU offers comprehensive SBA lending services tailored to small businesses seeking financial growth and stability. With a focus on supporting local enterprises, this institution provides flexible loan options, including SBA 7(a) loans, to help fund expansion, equipment purchases, or working capital needs. Their experienced team guides borrowers through the application process, ensuring clarity and support at every step. The bank’s commitment to community development is reflected in their personalized service and competitive rates, making them a trusted partner for small business owners in the Holly, MI area.
Location
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Q&A
Lender Type
Commercial Bank
Google Rating
2.5
Google Review Count
33
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused financial institution offering SBA loan programs and personalized banking services to small businesses in the Holly, MI area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
Business hours are Monday through Friday, 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; standard loan fees and interest rates apply based on the specific loan agreement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members and residents of the Holly, MI community, with some services available to non-members upon qualification.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and documentation provided.