Go Back

SmartBank

SmartBank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or operational needs. With a focus on facilitating access to capital, the bank provides SBA 7(a) loans, which are ideal for a variety of business purposes including working capital, expansion, and acquisition. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. Located in Pigeon Forge, Tennessee, they serve local and regional businesses, emphasizing personalized service and flexible lending options. The bank’s lending programs are designed to support small business success, with competitive terms and dedicated support for entrepreneurs. Whether you’re a startup or an established business, SmartBank aims to provide the funding solutions necessary to help your business thrive. Their commitment to small business growth is reflected in their extensive SBA program offerings, including SBA 7(a) and other support options, making them a reliable partner for your financing needs.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

3.8

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA lending services to small businesses, including SBA 7(a) loans, aimed at supporting business growth and operational needs. You can find personalized assistance, loan options, and guidance through the application process to help your business succeed.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability. Calling ahead can help streamline your visit and prepare necessary documentation.

Question 3

What are the hours of operation?

Answer 3

The bank operates during standard business hours, typically from 9:00 AM to 5:00 PM, Monday through Friday. It is advisable to confirm hours directly with the branch before visiting.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for accessing basic information, but loan processing and application fees may apply depending on the specific financing arrangement. Always review fee details with your loan officer.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This lender primarily serves small business owners in the region, but eligibility depends on meeting specific financial and credit criteria. Business owners from outside the area may also qualify if they meet the requirements.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

Typically, a minimum personal credit score of 620 is preferred, though higher scores may improve approval chances and loan terms.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application and completeness of submitted documentation.

SmartBank

Description

Location

Review

Q&A