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Solera National Bank

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Description

Solera National Bank offers comprehensive SBA lending solutions tailored for small and medium-sized businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, the bank provides a variety of loan programs including the SBA 7(a) and 504 options, designed to meet diverse funding needs such as working capital, equipment purchase, and real estate acquisition. Their experienced team works closely with clients to streamline the application process, ensuring quick and efficient access to funds. The bank’s commitment to personalized service helps businesses navigate the complexities of SBA lending, making it easier to secure the capital needed for expansion and operational success. Located in Lakewood, Colorado, Solera National Bank leverages its regional expertise to serve clients across the state and beyond, fostering economic growth and community development. Whether you’re a startup or an established enterprise, their tailored financial products and dedicated support make them a reliable partner for your business journey.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.3
Google Review Count
43
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs, business banking services, and expert support for small and medium-sized businesses looking to grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a banking specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
Fees vary depending on the service or loan product; detailed fee information is provided during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and businesses within Colorado, with some services available to out-of-state clients by appointment.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for guarantors applying for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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