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Solutions North Bank

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Description

Solutions North Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, equipment, or operational needs. With a focus on the local Stockton community, this commercial bank provides personalized loan solutions backed by SBA programs, including the 7(a) loan program, which is ideal for a variety of business purposes. The bank is equipped to handle loan amounts up to $275,000, ensuring flexibility for different business sizes and needs. Their experienced lending team guides clients through the application process, offering expertise in SBA lending requirements and helping to streamline approval times. Whether you’re looking to expand your business, purchase inventory, or refinance existing debt, Solutions North Bank is committed to supporting your business goals with competitive terms and dedicated service. Their focus on SBA lending makes them a reliable partner for entrepreneurs seeking accessible financing options in the Stockton area.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.7
Google Review Count
9
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA lending services, including the 7(a) program, to support small and medium-sized businesses with financing needs in Stockton and the surrounding region.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated assistance, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic information; loan fees and interest rates vary depending on the specific SBA loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in the Stockton area, but eligibility is based on loan criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though higher scores may qualify for better terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and supporting documents.
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