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Southwestern National Bank

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Description

Specializing in small business financing, this commercial bank offers a variety of SBA loan programs designed to support entrepreneurs and business owners. Whether you’re seeking funding for expansion, equipment purchase, or working capital, they provide tailored solutions to meet your needs. With a focus on the Houston area, they understand local market dynamics and are committed to helping businesses grow and succeed. Their SBA 7(a) program is a key part of their offerings, providing flexible financing options with competitive terms. The bank has a proven track record of approving loans up to $1,740,000, making it a strong choice for substantial business funding. Their team works closely with clients to navigate the application process, ensuring a smooth experience from start to finish. They also support other SBA programs and are dedicated to fostering business development in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.6
Google Review Count
19
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs to help small businesses secure financing for growth and operations. You can find information about their loan options, application process, and support services here.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s best to call ahead to confirm appointment availability.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult; however, loan application and processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in the Houston area, but eligibility is based on creditworthiness and loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of your application and supporting documents.
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