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Star Bank

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Description

Specializing in small business financing, this commercial bank offers a range of SBA loan programs designed to support entrepreneurs and business owners. Whether you’re seeking funding for startup costs, expansion, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on community development and small business growth, they serve clients across various industries, helping turn business ideas into reality. The bank’s commitment to personalized service and flexible lending options makes them a trusted partner for local entrepreneurs seeking SBA-backed loans.

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Q&A

Lender Type
Commercial Bank
Google Rating
3
Google Review Count
12
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that provides small business financing options, including SBA loans, to support entrepreneurs and local businesses in the community.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from Monday to Friday, 9 am to 5 pm, with special hours by appointment on weekends.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan application and processing fees may apply depending on the loan type.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small business owners and residents within the region, but they welcome qualified applicants from outside the immediate area as well.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes around 30 to 45 days, depending on the completeness of documentation and loan complexity.
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