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State Bank of Chandler

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Description

State Bank of Chandler offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, working capital, or acquisitions. With a focus on serving the local Chandler community, this bank provides personalized loan options backed by SBA programs, including the popular 7(a) loan program. Their team is dedicated to guiding clients through the application process, ensuring clear communication and efficient service. Whether you’re a startup or an established business, they help identify the right financing solutions to meet your needs. The bank specializes in small business loans with flexible terms and competitive rates, making it easier for entrepreneurs to access the capital they need to succeed. Located conveniently at 342 Main Ave, they are committed to supporting local economic development and fostering business growth in the region. Their expertise extends across various industries, with a particular strength in retail and service sectors. The bank’s approach emphasizes customer education and transparent lending practices, helping clients understand their options and make informed decisions. Overall, State Bank of Chandler is a reliable partner for small business financing, offering a range of SBA-supported loan programs to help local businesses thrive.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
4
Question 1
What is this place and what can I find here?
Answer 1
This is a local SBA lender offering small business loans, including the popular 7(a) program, with personalized support to help your business grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates during regular business hours, typically Monday through Friday from 8:30 AM to 5:00 PM.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic consultation services, but loan application and closing fees may apply depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses within the local region, but eligibility depends on meeting SBA and credit requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of your application and supporting documents.
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