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State Bank of Chilton

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Description

Offering comprehensive SBA lending options, this financial institution specializes in supporting small businesses with their funding needs through various SBA programs. Whether you’re seeking a loan for expansion, equipment, or working capital, they provide tailored solutions to help your business grow. Their experienced team guides clients through the application process, ensuring clarity and efficiency. With a focus on small business success, they serve a diverse range of industries and are committed to fostering local economic development. The bank’s expertise in SBA loans makes it a reliable partner for entrepreneurs seeking flexible financing options. They also offer personalized service to meet the unique needs of each borrower, emphasizing transparency and support throughout the lending journey. Located in Chilton, WI, they are accessible to local businesses but also serve a broader regional clientele.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.1
Google Review Count
17
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs to small businesses, providing financing solutions like 7(a) and 504 loans. You can find personalized assistance and guidance throughout the loan application process, tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in visits are also accepted during business hours. Calling ahead can help streamline your experience.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 4:30 PM. It"s best to call ahead for specific services or to schedule an appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the bank; however, loan application and processing fees may apply depending on the loan type and amount.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners in the Chilton area, but they also support regional clients seeking SBA financing.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, though higher scores can improve loan approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the complexity of the loan and completeness of the application.
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