Go Back
Report Abuse

Sturgis Bank & Trust Company

0 (0 Reviews)
photo-148.png
photo-148.png

Description

Sturgis Bank & Trust Company offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business financing, it provides access to SBA 7(a) loans, which are ideal for a variety of business purposes including working capital, equipment purchase, and real estate acquisition. The bank’s experienced team guides borrowers through the application process, ensuring clear communication and support at every step. Located in Sturgis, Michigan, the bank serves the local community while also supporting regional economic development. Its SBA programs are designed to help entrepreneurs secure funding with favorable terms and competitive rates. Whether you’re a startup or an established business, Sturgis Bank & Trust Company aims to be a trusted partner in your financial journey, leveraging its strong community ties and financial expertise to meet your unique needs.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
34
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and financial services to support small business growth and development in the Sturgis area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the bank; fees may apply for specific banking services or loan processing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
The bank primarily serves residents and small businesses within the community and surrounding regions, with some services available to non-residents.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of approximately 640 is generally preferred, though other factors are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the complexity of the loan and completeness of the application.
Scroll to Top