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Sunnyside Federal Savings and Loan Association of Irvington

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Description

Sunnyside Federal Savings and Loan Association of Irvington offers comprehensive SBA loan services tailored to small businesses seeking financial support for growth and development. With a strong focus on community banking, this institution provides personalized lending options that cater to the unique needs of local entrepreneurs. Their SBA program history highlights a commitment to facilitating small business success through the SBA 7(a) loan program, which is ideal for working capital, equipment purchase, or real estate acquisition. The bank prides itself on its customer-centric approach, ensuring each client receives dedicated attention and tailored financial solutions. Whether you’re starting a new venture or expanding an existing business, Sunnyside Federal provides flexible financing options to help you achieve your goals. Their experienced team guides borrowers through the application process, making it straightforward and transparent. With a record approval amount of up to $225,000, they are well-equipped to support a variety of small business needs. Located conveniently at 56 Main St in Irvington, NY, the bank maintains a focus on fostering local economic growth while offering competitive rates and terms. Their expertise in SBA lending makes them a reliable partner for small business owners looking for accessible and supportive financing options.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.6
Google Review Count
5
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and personalized financial services to small businesses in the Irvington area. You can find assistance with business financing, small business banking, and community development support.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM. It"s advisable to call ahead for specific services or appointment scheduling.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting or consulting; however, loan processing and service fees may apply depending on the specific financial products.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the Irvington community and surrounding regions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though specific requirements may vary based on the loan type and borrower profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and supporting documents.
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