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Texas Advantage Community Bank, National Association

Texas Advantage Community Bank, National Association
Texas Advantage Community Bank, National Association

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. With a focus on the SBA 7(a) program, they assist entrepreneurs in navigating the loan process efficiently. Their experienced team understands the unique challenges faced by small businesses and offers personalized guidance throughout the application process. Located in Alvin, TX, they serve local businesses while also supporting clients nationwide through their SBA offerings. The bank’s commitment to small business growth is reflected in their flexible lending options and competitive terms. They aim to foster economic development by providing accessible financing options for startups and established companies alike. Their expertise in SBA loans ensures that clients receive the support needed to achieve their business goals. Whether you’re a new business or an established enterprise, they are dedicated to helping you secure the funding necessary for success.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.5
Google Review Count
2
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions. You can find support for your business growth, equipment purchases, and working capital needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9 am to 5 pm, with appointments available outside these hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are standard fees associated with SBA loans, including application and closing costs, which vary depending on the loan specifics.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves small business owners and entrepreneurs, with services available nationwide for SBA loan applicants.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for guarantors applying for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of your application and supporting documents.
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