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Texas Bank

Offering comprehensive SBA lending services, this financial institution specializes in providing small business loans to support growth and development. Whether you’re seeking funding for expansion, equipment purchase, or working capital, they offer tailored solutions to meet your needs. With a focus on the SBA 7(a) program, they facilitate access to capital with flexible terms and competitive rates. Their experienced team guides clients through the application process, ensuring clarity and efficiency. Located in Henderson, TX, they serve local businesses and entrepreneurs, helping them achieve their financial goals with personalized service and expert advice. The bank’s commitment to small business success is reflected in their supportive approach and extensive industry knowledge, making them a trusted partner for your funding needs.

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Lender Type

Commercial Bank

Google Rating

4.2

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loans and small business financing solutions, helping entrepreneurs secure the funding they need for growth and operations.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated during business hours.

Question 3

What are the hours of operation?

Answer 3

The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.

Question 4

Is there a fee to use this?

Answer 4

There may be fees associated with SBA loans, including application and closing costs, which vary depending on the loan specifics.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This lender primarily serves small businesses and entrepreneurs in the Henderson area, but eligibility depends on meeting their lending criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally required to qualify for SBA loans.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the completeness of the application and documentation provided.

Texas Bank

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