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Texas Dow Empl CU

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs. With a focus on the 7A loan program, it provides funding options for business expansion, working capital, and equipment purchases. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency. Located in Houston, Texas, it serves a diverse range of industries, with particular strength in commercial construction and real estate development. The institution is committed to fostering economic growth by providing accessible financing solutions tailored to small business needs. Whether you’re a startup or an established enterprise, this lender offers personalized support to help you achieve your business goals. The bank also offers flexible terms and competitive rates, making it a reliable partner for your financial needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.2
Google Review Count
96
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions. You can find support for business expansion, equipment purchases, and real estate development tailored to small business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There may be application and closing fees associated with loans, but consultation is typically free.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members and small business owners within its regional service area, but eligibility varies by loan program.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally required.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The process typically takes 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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