The Bank of Clovis
Description
The Bank of Clovis offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or working capital. With a focus on serving the Clovis community and surrounding areas, this institution provides flexible loan options backed by SBA programs, including the popular 7A loan program. Clients can benefit from personalized service and competitive rates designed to meet diverse business needs.
Location
Review
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Q&A
Lender Type
Commercial Bank
Google Rating
3.9
Google Review Count
34
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank that provides SBA loans, business banking services, and financial advice to help small businesses grow and succeed in Clovis and the surrounding areas.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a banking specialist, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with some services available by appointment outside regular hours.
Question 4
Is there a fee to use this?
Answer 4
Fees vary depending on the service or loan product; detailed fee information can be obtained during the consultation process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small businesses and residents in Clovis and the surrounding communities, with some services available to non-residents.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the complexity of the loan and completeness of application materials.