Go Back

The Bank

Specializing in small business financing, The Bank offers a range of SBA loan programs designed to support entrepreneurs and business owners in securing necessary capital. With a focus on the agricultural sector, particularly in the NAICS code 115210, the bank provides tailored lending solutions to meet various business needs. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. The bank is committed to fostering local economic growth by providing flexible loan options, including SBA 7(a) loans, which have historically supported approvals up to $50,000. Whether you’re looking to expand, purchase equipment, or improve cash flow, The Bank aims to be a reliable partner for your business journey.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

2.5

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a local commercial bank offering SBA loan programs and small business financing solutions to support entrepreneurs and local businesses.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment, but walk-ins are also welcomed during business hours for initial consultations.

Question 3

What are the hours of operation?

Answer 3

The bank is open from 9:00 AM to 5:00 PM, Monday through Friday.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for simply visiting or consulting; fees apply for loan processing and closing costs.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This service is open primarily to local residents and small business owners in the region.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum credit score of 640 is generally recommended for loan consideration.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 30 to 45 days, depending on the completeness of documentation and loan complexity.

The Bank

Description

Location

Review

Q&A