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The Citizens Bank of Edmond

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Description

The Citizens Bank of Edmond offers comprehensive SBA loan services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on serving the Edmond community and beyond, this bank provides expertise in SBA 7(a) loans, helping entrepreneurs access funding with flexible terms and competitive rates. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. Whether you’re looking to purchase equipment, refinance debt, or expand your business, they have the resources and knowledge to assist you. The bank’s commitment to personalized service means clients receive tailored solutions that meet their unique needs. Located conveniently at 1 E 1st St in Edmond, they are dedicated to fostering local economic development. With a history of supporting small businesses, they also offer guidance on eligibility and loan options to help you make informed financial decisions. Their primary focus areas include healthcare, retail, and service industries, making them a versatile partner for various sectors. Overall, the Citizens Bank of Edmond is a trusted local institution committed to helping small businesses succeed through SBA lending programs.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
66
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and financial services to small businesses in the Edmond area. You can find assistance with business financing, loan applications, and personalized banking solutions tailored to your needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan processing and application fees may apply depending on the service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners in Edmond and the surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, but other factors are also considered during the approval process.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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