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The Citizens National Bank of Quitman

The Citizens National Bank of Quitman
The Citizens National Bank of Quitman

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. With a focus on small business growth, they leverage SBA programs like 7A to facilitate access to capital. Located in Quitman, GA, they serve local entrepreneurs and regional clients, fostering economic development in the community. The bank’s commitment to personalized service and financial expertise makes them a reliable partner for small business owners looking to secure funding and grow their operations.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.1
Google Review Count
11
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution that offers SBA loan programs and small business financing solutions to support local entrepreneurs and regional businesses.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment for personalized service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic consultation services; fees apply to specific loan processing and closing costs.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the region, but they also support regional clients seeking SBA financing.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is typically required, though additional factors are considered during approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes approximately 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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