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The Citizens State Bank at Mohall

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The Citizens State Bank at Mohall
The Citizens State Bank at Mohall

Description

The Citizens State Bank at Mohall offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on serving the local community, this bank provides a range of loan options, including SBA 7(a) loans, to help entrepreneurs access capital for various needs such as working capital, equipment purchase, or expansion. The bank prides itself on personalized service, guiding clients through the application process and offering flexible terms to meet individual business requirements. Located at 102 W Main St in Mohall, ND, the bank is committed to fostering economic growth within the region by supporting local businesses with reliable financing solutions.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs designed to support small business growth in the Mohall area. You can find assistance with financing needs such as expansion, equipment, and working capital, along with personalized service to guide you through the application process.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees may apply for loan processing and services, which will be disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but eligibility depends on meeting loan requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though other factors are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of application and documentation.
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