Go Back
Report Abuse

The Exchange State Bank of St Paul, Kansas

0 (0 Reviews)
The Exchange State Bank of St Paul, Kansas
The Exchange State Bank of St Paul, Kansas

Description

The Exchange State Bank of St Paul, Kansas offers comprehensive SBA lending services tailored to small businesses seeking financial support. With a focus on supporting local entrepreneurs, this community-oriented bank provides various loan options including the SBA 7(a) program, which is ideal for working capital, equipment purchases, and business expansion. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. The bank is committed to fostering economic growth in the Saint Paul area by offering personalized financial solutions that meet the unique needs of each business. Whether you’re a startup or an established enterprise, they provide flexible terms and competitive rates to help your business thrive. The bank’s primary NAICS code, 811121, indicates a focus on repair and maintenance services, aligning with their expertise in supporting service-oriented businesses. With a maximum recorded approval amount of $415,900, they have the capacity to fund a variety of small business projects. Their longstanding history with the SBA 7(a) program underscores their dedication to small business success in Kansas.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and financial services tailored to small businesses in Kansas. You can find assistance with business financing, guidance through the SBA application process, and personalized support for your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability. Calling ahead can help streamline your visit.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates Monday through Friday from 9:00 AM to 4:00 PM, but hours may vary, so it"s best to contact them directly for confirmation.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; however, loan processing and application fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and residents of Kansas, with a focus on supporting local entrepreneurs and community development.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though higher scores improve approval chances and loan terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of documentation and loan complexity.
Scroll to Top