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The First National Bank and Trust Co, Chickasha, Oklahoma

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Description

The First National Bank and Trust Co offers comprehensive SBA lending services tailored to small businesses seeking financial support. With a focus on serving local entrepreneurs, this bank provides various loan options, including SBA 7(a) loans, to help fund business expansion, equipment purchases, or working capital needs. Located in Chickasha, Oklahoma, it specializes in serving the regional market with personalized banking solutions. Their experienced team guides clients through the application process, ensuring clarity and support at every step. The bank’s primary NAICS code, 448190, indicates a focus on retail trade, aligning with their commitment to supporting local retail businesses. They have approved loans up to $65,000, demonstrating their capacity to handle small to medium-sized business financing. Whether you’re starting a new venture or expanding an existing one, this bank provides the financial tools necessary for growth and success.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
29
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and banking services tailored to small businesses in the Chickasha area. You can find assistance with business financing, account management, and financial advice to support your business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a banking specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with some services available by appointment outside these hours.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, certain banking services and loan applications may involve fees or interest charges.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the Chickasha region, but qualified applicants from surrounding areas may also be considered.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, though other factors are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and supporting documents.
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