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The First National Bank of Evant

The First National Bank of Evant
The First National Bank of Evant

Description

The First National Bank of Evant offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on small business needs, the bank provides various loan options, including SBA 7(a) loans, to help entrepreneurs access capital for expansion, equipment purchase, or working capital. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. Located in Evant, Texas, they serve local businesses with personalized service and quick turnaround times. The bank’s expertise in SBA programs makes it a reliable partner for small business owners looking for flexible financing solutions. They support a wide range of industries, emphasizing community development and economic growth in the region. Whether you’re a startup or an established business, they can help you navigate the complexities of SBA lending and find the best fit for your needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.9
Google Review Count
8
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and small business financing solutions tailored to local entrepreneurs and business owners.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting; however, loan application and closing costs may apply for financing services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the local community and surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, but other factors are also considered in the approval process.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and supporting documents.
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