Go Back
Report Abuse

The First National Bank of Fort Smith

photo-788.jpg
photo-788.jpg

Description

The First National Bank of Fort Smith offers comprehensive SBA lending solutions tailored to small and medium-sized businesses. With a focus on supporting local entrepreneurs, the bank provides various loan programs including SBA 7(a) loans, which are ideal for business expansion, working capital, or equipment purchase. The bank’s experienced lending team guides clients through the application process, ensuring a smooth experience from start to finish. Their loan offerings are flexible, with approval amounts reaching up to $300,000, making them suitable for a wide range of business needs. Located at 602 Garrison Ave in Fort Smith, Arkansas, the bank is well-positioned to serve the local business community and beyond. They prioritize personalized service and financial solutions that foster growth and stability for their clients.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
72
Question 1
What is this place and what can I find here?
Answer 1
This is a trusted SBA lender offering small business loans, including SBA 7(a) programs, with personalized service and flexible financing options to support your business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment with a loan officer to ensure dedicated time and personalized assistance, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank is typically open from 9 AM to 5 PM, Monday through Friday, but it"s best to confirm hours directly with the branch or via appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only when initiating a loan application or other financial services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves local residents and businesses in the Fort Smith area, but eligibility for SBA loans can extend to qualifying businesses nationwide.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally recommended, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top