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The Granger National Bank

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs, including the SBA 7(a) program. They provide tailored financing solutions to help businesses grow, purchase equipment, or expand operations. With a focus on personalized service, they assist entrepreneurs through the loan process from application to approval, ensuring clarity and support at every step. Their expertise extends to serving a diverse range of industries, with a particular strength in sectors such as retail, healthcare, and services. The bank’s commitment to small business success is reflected in their flexible lending options and competitive terms, making them a reliable partner for business owners seeking funding solutions. Located in Granger, Texas, they are well-positioned to serve local and regional clients, offering both small and large loan amounts, with approval amounts reaching up to $127,000. Their team understands the nuances of SBA lending and is dedicated to helping small businesses access the capital they need to thrive.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
8
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs to small businesses, providing financing solutions to support growth and expansion. You can find assistance with loan applications, guidance on SBA requirements, and personalized service tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours. Calling ahead can help streamline your visit and prepare necessary documentation.
Question 3
What are the hours of operation?
Answer 3
The bank operates from Monday to Friday, 8:30 AM to 5:00 PM. Hours may vary on holidays, so it"s best to contact the branch directly for specific scheduling details.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult with the bank; however, loan processing and application fees may apply depending on the financing options selected.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs within the region, but eligibility depends on meeting specific loan criteria and credit requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, though higher scores can improve loan approval chances and terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the complexity of the loan and completeness of the application.
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