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The Harrison County Bank

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Description

The Harrison County Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial growth. With a focus on supporting local entrepreneurs, this lender provides a range of loan options including the SBA 7(a) program, which is ideal for working capital, equipment, or real estate purchases. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in Lost Creek, WV, the bank is committed to fostering economic development within the community and beyond. They understand the unique needs of small businesses and strive to deliver personalized financing solutions that help clients achieve their goals. Whether you’re expanding your operations, purchasing new equipment, or refinancing existing debt, The Harrison County Bank is equipped to assist you with flexible terms and competitive rates. Their commitment to service and local economic growth makes them a trusted partner for small business owners in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
9
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that provides SBA loan programs to small businesses, helping them secure funding for growth and development. You can find personalized financial services tailored to your business needs and guidance throughout the loan process.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the bank; fees may apply for specific services or loan processing, which will be disclosed upfront.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the community and surrounding regions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, but this can vary based on overall creditworthiness and loan specifics.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of your application and loan complexity.
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