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The Ohio Valley Bank Company

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Description

The Ohio Valley Bank Company offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local community, they provide flexible financing options, including SBA 7(a) loans, to help entrepreneurs achieve their business goals. Their team of experienced lenders works closely with clients to understand their unique needs and craft customized loan solutions that align with their business plans. Whether you’re looking to purchase equipment, expand facilities, or manage cash flow, Ohio Valley Bank provides the expertise and resources necessary to facilitate your success. They also support various industries, emphasizing personalized service and local expertise to foster economic development in Gallipolis and surrounding areas. The bank’s commitment to small business growth is evident through their dedicated SBA program offerings, competitive rates, and attentive customer service, making them a trusted partner for local entrepreneurs.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.6
Google Review Count
17
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and financial services tailored to small and medium-sized businesses, providing expert guidance and customized financing solutions.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a lender, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees may apply for loan processing and application services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses within the region, but non-residents may also be eligible depending on the loan program.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is typically required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The process usually takes approximately 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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