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The Pecos County State Bank

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Description

The Pecos County State Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on serving the local community, this bank provides various loan options, including SBA 7(a) loans, to help entrepreneurs secure the capital they need. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency. Whether you’re looking to expand your operations, purchase equipment, or manage cash flow, Pecos County State Bank is committed to supporting your business goals. Their expertise in SBA programs allows them to offer competitive terms and personalized service, making them a trusted partner for small business owners in Fort Stockton and beyond. The bank’s dedication to community development is reflected in its willingness to work with startups and established businesses alike, providing flexible financing solutions that align with your unique needs. With a strong local presence and a focus on customer satisfaction, Pecos County State Bank is a reliable choice for SBA lending in Texas.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
16
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and financial services tailored to small businesses in the Fort Stockton area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan applications and services, which vary depending on the specific loan product and terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the local community and surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and documentation provided.
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