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The Union State Bank of Everest

The Union State Bank of Everest
The Union State Bank of Everest

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a variety of funding options. Whether you’re seeking a loan for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their team is dedicated to guiding borrowers through the application process, ensuring clarity and support at every step. With a focus on personalized service, they help entrepreneurs navigate the complexities of SBA programs, aiming to make funding accessible and straightforward. Their expertise in SBA 7(a) loans allows them to serve a diverse range of industries, fostering growth and stability for local businesses. Located conveniently at 545 Main St in Everest, KS, they are committed to fostering economic development within the community and beyond. Their approach emphasizes transparency, competitive rates, and flexible terms to empower small business success.

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Q&A

Lender Type
Commercial Bank
Google Rating
5
Google Review Count
3
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that offers SBA loan programs and financial services tailored for small businesses. You can find assistance with funding options, application guidance, and personalized support to help your business grow.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. Appointments outside these hours can be arranged upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting or consulting with the bank; however, loan application and processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but they welcome inquiries from new clients meeting their lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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