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The Victory Bank

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Description

The Victory Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, this institution provides various loan programs designed to meet diverse business needs, including working capital, equipment purchase, and expansion financing. Their experienced team guides clients through the application process, ensuring clarity and efficiency. Located in Limerick, PA, they serve the regional market with personalized service and flexible lending options. The bank specializes in SBA 7(a) loans, which are ideal for businesses looking for larger funding amounts or specific use cases. Whether you’re starting a new venture or expanding an existing business, The Victory Bank is committed to helping you achieve your goals with competitive rates and dedicated support. Their expertise extends to supporting small retail, service, and other small business sectors, making them a reliable partner for local economic growth. They prioritize customer satisfaction and strive to provide quick turnaround times to meet your business needs effectively.

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Q&A

Lender Type
Commercial Bank
Google Rating
5
Google Review Count
46
Question 1
What is this place and what can I find here?
Answer 1
This is a local SBA lender offering small business loans, including SBA 7(a) programs, to support regional entrepreneurs. You can find assistance with financing your business expansion, equipment purchase, or working capital needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with appointments available outside these hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult; however, loan processing and application fees may apply depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small business owners in the Limerick region and surrounding areas, focusing on local entrepreneurs.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for loan qualification.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of your application and documentation.
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