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Three Rivers Federal Credit Union

Three Rivers Federal Credit Union
Three Rivers Federal Credit Union

Description

Offering comprehensive banking services tailored to small businesses and entrepreneurs, this financial institution provides SBA loan options to support business growth and development. With a focus on serving the local community, it specializes in small business financing, including SBA 7(a) loans, to help clients access capital for various needs such as working capital, equipment purchase, and expansion. The bank’s experienced lending team guides borrowers through the application process, ensuring a smooth experience from start to finish. It maintains a strong commitment to fostering local economic development and providing personalized financial solutions to meet diverse business needs. Whether you’re a startup or an established enterprise, this lender offers flexible financing options designed to help you succeed. The institution’s SBA programs are supported by a knowledgeable staff dedicated to helping small businesses thrive in the FORT WAYNE area and beyond.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.6
Google Review Count
26
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and small business banking services to support entrepreneurs and business owners in the community.
Question 2
Do I need an appointment or can I walk in?
Answer 2
You can walk in for basic inquiries, but for detailed loan consultations, scheduling an appointment is recommended.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; loan fees apply based on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners in the community, but non-members may also access certain services.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred, but requirements may vary based on the loan and borrower profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of application materials and loan complexity.
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