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Thumb Bank & Trust

Specializing in small business financing, this bank offers a range of SBA loan programs designed to support entrepreneurs and business owners. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. With a focus on personalized service, they assist clients through the entire loan process, ensuring clarity and support at every step. Their expertise in SBA lending helps streamline approval times and maximize funding opportunities, making them a reliable partner for your business growth. Located in Pigeon, Michigan, they serve local businesses with a commitment to fostering economic development and entrepreneurship. Their team understands the unique challenges faced by small businesses and works diligently to provide flexible financing options that align with your business goals. From initial consultation to final approval, they prioritize customer satisfaction and transparent communication to help you succeed.

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Lender Type

Commercial Bank

Google Rating

3.9

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a local SBA lender offering small business loans and financing options to help entrepreneurs grow and succeed. You can find personalized support and guidance through the loan application process, tailored to your business needs.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability. Calling ahead can help streamline your visit.

Question 3

What are the hours of operation?

Answer 3

Typically, they operate from Monday to Friday, 9:00 AM to 5:00 PM, but it"s best to confirm by contacting the branch directly.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for simply consulting with the bank; however, loan processing and closing fees may apply depending on the financing terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This lender primarily serves small businesses and entrepreneurs in Michigan, especially those in the Pigeon area, but eligibility depends on meeting specific loan criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 640 is generally preferred, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes approximately 30 to 45 days, depending on the completeness of your application and supporting documents.

Thumb Bank & Trust

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