Go Back
Report Abuse

Troy Bank & Trust Company

0 (0 Reviews)
Troy Bank & Trust Company
Troy Bank & Trust Company

Description

Troy Bank & Trust Company offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on the SBA 7(a) program, the bank provides flexible loan options up to $580,000, helping entrepreneurs access capital with favorable terms. Their experienced team guides clients through the application process, ensuring clarity and efficiency. Located conveniently in Troy, Alabama, the bank serves a diverse range of industries, including hospitality, retail, and healthcare, fostering local economic development. Whether you need working capital, equipment financing, or real estate loans, Troy Bank & Trust Company is committed to supporting your business goals with personalized service and expert advice.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.6
Google Review Count
21
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs, business banking services, and financial guidance to support local entrepreneurs and small businesses in Alabama.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; standard loan application and processing fees apply for approved loans.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
The bank primarily serves local residents and small business owners in Alabama, but qualified applicants from outside the area may also be considered.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and documentation.
Scroll to Top