Go Back
Report Abuse

Twin Cedars Bank

photo-1375.jpg
photo-1375.jpg

Description

Twin Cedars Bank offers comprehensive SBA lending services tailored to small businesses seeking financing options. With a focus on supporting local entrepreneurs, the bank provides various loan programs, including SBA 7(a) loans, to help fund business expansion, working capital, and equipment purchases. Their team is dedicated to guiding clients through the application process, ensuring they understand eligibility requirements and loan terms. The bank’s experienced lenders work closely with borrowers to customize solutions that meet their unique needs, fostering growth within the community. Whether you’re starting a new venture or expanding an existing one, Twin Cedars Bank aims to be a reliable partner in your business journey.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
19
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that offers SBA loan programs and financial services tailored for small businesses. You can find assistance with business financing, loan applications, and community banking services.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a lender, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from Monday to Friday, 9 am to 5 pm, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for consulting with the bank; however, loan products may include application and closing fees.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but open banking policies may vary for certain services.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically required for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
Scroll to Top