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Unified Bank

Unified Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides a range of loan options including SBA 7(a) and 504 programs, designed to meet diverse business requirements. Their experienced lending team works closely with clients to understand their unique circumstances and craft suitable financing strategies. The bank specializes in supporting businesses across various industries, emphasizing flexible terms and competitive rates. Whether you’re looking to acquire real estate, purchase equipment, or finance working capital, Unified Bank aims to facilitate your business success through accessible SBA loan programs. Their commitment to community development and small business growth makes them a trusted partner for entrepreneurs in Martins Ferry and beyond.

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Lender Type

Commercial Bank

Google Rating

3.8

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and business financing solutions to support small and medium-sized enterprises in securing funding for growth and operational needs.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Typically, the bank operates from 9:00 AM to 5:00 PM, Monday through Friday, but hours may vary; it"s best to contact ahead for confirmation.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for accessing general information; specific loan fees and charges apply based on the financing arrangement.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This bank primarily serves residents and small business owners within its regional area, but eligibility depends on specific loan criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 620 is generally required, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of application materials.

Unified Bank

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