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Union National Bank

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a range of loan options designed to foster growth and stability. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet diverse business needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on personalized service, they work closely with borrowers to identify the best financing options, including SBA 7(a) loans, to help businesses thrive. The bank’s commitment to small business success is evident in their flexible lending criteria and dedication to fostering local economic development. They serve a broad geographic area, providing accessible financial resources to entrepreneurs across the region. Their expertise in SBA programs makes them a trusted partner for small business owners looking to secure reliable funding. This institution values transparency, efficiency, and customer satisfaction, making them a strong choice for small business financing needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.8
Google Review Count
13
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions. You can find support for your business growth, including funding options tailored to your needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, loan processing and application fees may apply depending on the loan type.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves small business owners and entrepreneurs within the region, but applications are open to qualified borrowers nationwide.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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