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Union State Bank of Hazen

Union State Bank of Hazen
Union State Bank of Hazen

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a variety of loan options. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. With a focus on community development, they serve local entrepreneurs and businesses across diverse industries. The bank’s SBA program history includes a strong track record with the 7(a) loan program, helping businesses access capital with flexible terms. They are committed to fostering economic growth in Hazen and the surrounding areas, making them a reliable partner for small business owners looking to grow and succeed.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
5
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and small business financing options to help entrepreneurs grow and succeed locally.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment for personalized service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
Yes, fees may apply depending on the loan type and amount; specific fee details are provided during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the local community and surrounding areas.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required for guarantors.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and documentation.
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